Attention homeowners in Griffin and Spalding County: Need an appraisal?

Here are the top 7 reasons why GA homeowners use Deron Davis Appraisals:

  1. Pre-listing appraisals (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To cut your monthly mortgage payment by removing PMI
  4. Reinstate their Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Spalding County or the state of GA

Need help deciding the value of your house in or near Griffin, GA?
Contact Deron Davis Appraisals.

At Deron Davis Appraisals, we understand the individual needs of a homeowner in need of appraisal services. Our customary business clients get the appraisal process and the usual documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we present our conclusions.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

It's very hard to be objective about your house because you most likely have an emotional attachment to it. Professional appraisers, like the ones at Deron Davis Appraisals, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have a potential buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It's something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to a seasoned appraiser's value report than yours.

Appraisals to cancel PMI

An attractive money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. Deron Davis Appraisals is experienced in helping homeowners just like you abolish unwanted PMI insurance.

Challenging property tax assessments

Your local tax assessor may have your home overvalued if your house is not appreciating as much as other homes close to yours. That only means you are most likely paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an appraisal from Deron Davis Appraisals is your perfect weapon.

Was your HELOC recently frozen?

If your house is close to a declining area, your lender may decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult and inconvenient from a cash flow point of view, and bad for your credit score since it may appear as though that credit line is maxed out. Deron Davis Appraisals can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Do you need a veteran appraiser to double-check your appraisal for precision, or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Deron Davis Appraisals offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can help you with that While usually requested by banks, you may desire to exercise this service if you suspect mortgage fraud related to your home.